Aloia, Roland, Lubell & Morgan, PLLC
Why Uninsured Motorist Coverage?
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Why Uninsured Motorist Coverage?

Imagine, you are driving home after a long day at work and you come to a stop at a red light. You notice the person driving behind you is approaching you at a high speed. A few seconds later, you get rear-ended and are in shock. While exchanging information, you learn that the person who just rear-ended you is uninsured. You are likely surprised but not worried. You have auto insurance.

But are you really covered? Enter Uninsured Motorist Coverage.

Uninsured motorist coverage exists so that you can receive fair compensation for the pain and suffering, medical expenses, and lost wages that were caused by the accident, for you and those protected under your policy-including the passengers in your insured cars and family members in other cars.

Don't let the fact that you have solid medical insurance lull you into a false sense of security. If you are out of work for three months, medical insurance won't pay your bills. We unequivocally recommend that everyone have UM as a component of their auto insurance.

In addition to the uninsured motorist coverage, you also have the option of stacking the coverage. Stacking allows you to increase the level of uninsured motorist coverage per the number of vehicles you have in your household. Where ever and whenever you go, stacked coverage ensures that, any person in your household will be covered.

Routinely, at Aloia, Roland, Lubell & Morgan we see people just like you who suffered an injury, or lost of a loved one at the hands of an uninsured motorist, and are unable to file a claim for their losses with their insurance company. With the purchase of the uninsured motorist coverage, you can dramatically reduce the financial risk in a situation where you are the victim of an uninsured motorist.

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Aloia, Roland, Lubell & Morgan, PLLC
2222 Second Street
Fort Myers, FL 33901

Toll Free: 800-724-7902
Phone: 239-603-6143
Fax: 239-791-7951
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